💵Lending Assets
A step-by-step guide to lending assets on the Fixed-Rate Lending Protocol
Prerequisites
A connected wallet with sufficient assets to lend
Basic understanding of fixed-rate lending concepts
Access to the Secured Finance platform
Overview
Lending assets on Secured Finance's Fixed-Rate Lending Protocol allows you to earn predictable yields on your digital assets. By lending through the protocol's orderbook system, you can lock in fixed rates for specific time periods, providing certainty about your returns regardless of market volatility.
Step 1: Connect Your Wallet
Navigate to the Secured Finance platform
Click the "Connect Wallet" button in the top right corner
Select your wallet provider (MetaMask, WalletConnect, etc.)
Approve the connection request in your wallet
Step 2: Deposit Assets
Before lending, you need to deposit the assets you want to lend into the protocol.
Go to the "Portfolio" tab
Click the "Deposit" button
Select the asset you want to deposit for lending
Enter the amount and confirm the transaction
Wait for the transaction to be confirmed on the blockchain
Step 3: Navigate to the Trading Interface
Click on the "Trading" tab in the main navigation
Select the asset you want to lend from the dropdown menu
Choose the maturity date that suits your investment timeframe
Step 4: Place a Lending Order
Select "Lend" in the order type section
Choose between "Market Order" (immediate execution at current market price) or "Limit Order" (execution at your specified price)
For a Limit Order:
Set your desired interest rate (APR)
Enter the amount you want to lend
For a Market Order:
Enter the amount you want to lend
Review the current market rate
Click "Place Order" to submit your lending request
Step 5: Confirm Your Transaction
Review the order details in the confirmation modal
Check the estimated gas fees
Click "Confirm" to proceed
Approve the transaction in your wallet
Wait for the transaction to be confirmed on the blockchain
Step 6: Monitor Your Position
After successfully lending assets:
Go to the "Portfolio" tab to view your active lending positions
You'll receive Zero-Coupon Bonds (ZC Bonds) representing your lending position
These ZC Bonds will mature to their full face value at the maturity date
You can track the current value of your lending position in the Portfolio section
Step 7: Managing Your Lending Position
You have several options for managing your lending position:
Hold Until Maturity: Receive the full face value of your ZC Bonds at maturity
Unwind Position: Exit your position early by selling your ZC Bonds on the orderbook
Auto-Rolling: Set up automatic reinvestment at maturity to maintain your lending position
Next Steps
Now that you've successfully lent assets, you might want to:
Explore auto-rolling features to automatically reinvest at maturity
Understand how Zero-Coupon Bonds work as representations of your lending position
Troubleshooting
Order Not Executing
If your limit order isn't being executed:
Your specified interest rate may not be competitive with current market rates
There might be insufficient borrowing demand at your specified rate
Try adjusting your rate or switching to a market order for immediate execution
Transaction Failing
If your transaction is failing:
Ensure you have enough native tokens (ETH, MATIC, etc.) to cover gas fees
Check that you have sufficient balance of the asset you're trying to lend
Try refreshing the page and attempting the transaction again
ZC Bonds Not Appearing
If your ZC Bonds don't appear in your portfolio after lending:
The transaction may still be pending; check your wallet for transaction status
There might be a delay in the UI updating; try refreshing the page
Verify the transaction was successful on the blockchain explorer
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