📢Overview

The Origin and Evolution of Secured Finance

Secured Finance: Pioneering Fixed-Rate DeFi

Secured Finance began in 2020 at a hackathon, where we set out to create an Orderbook-based Rates DeFi Trading Platform on Ethereum. Our goal was to enable lending and borrowing of digital assets and establish yield curves in the DeFi ecosystem. Since then, we've evolved into a fully on-chain, fixed-rate, fixed-term lending and borrowing platform. As of 2025, our WebApp operates seamlessly across Ethereum, Arbitrum, and Filecoin chains.

Our Core Technology

At the heart of our platform is a unique Zero-Coupon Bond instrument, powering secure and efficient crypto asset lending and borrowing. This innovative approach offers several key advantages:

• Predictable Returns: Fixed rates provide certainty for both lenders and borrowers

• On-Chain Transparency: All transactions and order matching occur fully on-chain

• Capital Efficiency: Optimized collateral requirements and liquidation mechanisms

• Composability: Tokenized debt positions can be used across the DeFi ecosystem

We simplify the complexities of traditional bond and loan lifecycle management, delivering a transparent, cost-effective, and user-friendly alternative. Whether you're a borrower seeking stable financing or an investor looking for predictable yields, Secured Finance offers a streamlined DeFi experience.

Expanding into the Future

In 2025, as DeFi evolves and traditional capital flows into Real-World Assets (RWA) and stablecoins, Secured Finance is broadening its horizons. We've introduced:

• RWA-collateralized finance solutions: Bringing real-world assets on-chain

• USDFC: A Filecoin-backed stablecoin that strengthens the Filecoin ecosystem

• Expanded token lending options: Supporting a wider range of digital assets

• Cross-chain interoperability: Seamless operations across multiple blockchains

Join us as we redefine the future of decentralized finance and build a more accessible, transparent financial system for everyone.