📢Overview
Automated, variable-yield vaults built on the Yearn V3 standard
The SF Yield Vault is Secured Finance's automated yield product. You deposit an asset into a vault, receive vault shares that represent your proportional ownership, and earn variable yield as the vault's strategies put the assets to work — no order placement, maturity management, or market timing required.
How it works in brief
Each vault accepts a single base asset and allocates it to one or more yield strategies.
Your share count stays constant; the price per share rises as yield accrues (and can fall if the strategy takes losses).
You can redeem shares at any time, but a withdrawal depends on available strategy liquidity — if the underlying order book cannot absorb the unwind, the transaction reverts and no funds move. You can try a smaller amount, or try again once liquidity recovers; withdrawal is not guaranteed at any given moment.
The vaults run on Yearn V3 and follow the ERC-4626 vault standard: custody and accounting live in the vault, yield generation lives in the strategies, so strategies can evolve without changing how you interact.
Available vaults
The current strategies lend into Secured Finance's own Fixed-Rate Lending markets, handling order placement and maturities automatically. More vaults and strategies may be added over time.
SF Yield Vault or Fixed-Rate Lending?
Yield
Variable
Fixed at trade time
Maturity
None — no user-facing fixed maturity; withdrawals depend on strategy liquidity and may revert
Fixed terms up to 2 years
Management
Fully automated
You place and manage orders
Both products coexist: the vault is the hands-off way to access lending yield; Fixed-Rate Lending gives you direct control over rate and term.
Returns are variable and not guaranteed. The value of your position can go down as well as up — see Risks, each strategy's risk notes, and the Risk Disclaimer before depositing.
Where next
New to vaults
Ready to deposit
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